We are told by most financial commentators to pay off our mortgages as fast as we can. It does not matter if you are a business person, salary or wage earner, you will be told the same. You might be earning more, have had a good year, received an inheritance, or had a windfall, it [...]
Our new book is an inspiring & practical guide for everyone from age 25 to 85 “Money isn’t the most important thing in life, but it’s reasonably close to oxygen on the gotta have it scale.” - Zig Ziglar Asset Class Investing – a method that you can rely on You cannot get anywhere without savings [...]
I was recently at a BBQ and was asked “what is the best investment ? ” I tried to decline but after some good natured bantering, I offered a short generalised opinion which was; “Most people would do well to have some property, but not too much, some cash but not too much, some bonds [...]
Shares (also known as “Stocks”) If anything in this world is well and truly misunderstood it is shares but, in fact, they a very good producer of investment returns. My lecturer in financial planning taught us, correctly, that shares are the “engine room” of any investment portfolio. When you invest in shares you will be [...]
Property investment returns are a combination of the rent (yield) and capital gain. In the past we were used to getting about a 10% return plus another 3% or so in capital gains. Total return 10% Income + 3% capital gain = 13% Income Rental income since the credit crunch is likely to be a [...]
What is a Bond ? Nearly every government, company and State Owned Enterprise (SOE) in NZ and around the world borrows money. This is often to develop and expand, and sometimes to refinance existing debt. Huge amounts are involved, but often go unnoticed as many of the loans are made behind the scenes by merchant [...]
Professor Eugene Fama, known as “The Father of Modern Finance” talks to CNBC in this interesting interview about the current market events in terms of market efficiency and capitalism.
An interesting video from DFA that introduces the concept of why we use Asset Class Investing as our investment strategy. [business:Alan Clarke Financial Services]
For any of our current or prospective clients with Alan Clarke Financial Services we can provide you with a comprehensive outline of our Asset Class Investment strategy so you can understand the benefits of how we invest your funds. If you are interested in receiving this document please email us to request it. [business:Alan Clarke [...]
There is a interesting article on Portfolio.com about Blaine Lourd called “The Evolution of an Investor“. We like to share this with our clients as it helps to reflect how we too, have evolved as investment advisors into our current investment strategy. [business:Alan Clarke Financial Services]
Our New Book
